btc-backed-lending
Secure Collateral for Bitcoin-Backed Loans
Use Theya’s multi-signature vaults to protect loan collateral and ensure fairness between borrowers and lenders.
The Challenge
BTC-backed lending requires both sides to trust that collateral won’t be misused. Traditional custody gives one party too much control, exposing both to risk.
Theya’s Solution
Create a shared 2-of-3 vault with keys held by borrower, lender, and a neutral third party. Collateral stays locked during the loan and can only be moved with mutual agreement. When the loan ends, co-signing releases the funds to the right party. All actions are visible, verifiable, and securely logged.
Neutral Custody
Neither side can move the BTC alone, reducing counterparty risk.
Automatic Enforcement
Multi-signature vaults enforce loan terms without complex contracts.
Live Monitoring
Both parties can track collateral status and value in real time.
Faster Settlements
Funds are released quickly when terms are met or default occurs.
Adaptable Structure
Choose from flexible vault setups that match your loan agreement.
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